Delivering Secure Cards and Payment Processing Solutions

Technological innovations and new software platforms have made it easier for end-consumers to carry out payment transactions and utilize cards on the move. Online transactions through websites and mobile phones have contributed greatly to the rise in e-payment and m-payment. While the industry experience mounting regulatory and compliance requirements like PCI DSS and regional initiatives like European SEPA, they also pose a significant challenge to both the traditional and emerging players in cards and payments space.

Through our experience working with the leading cards and payments processors across the globe, we have developed in house expertise to deliver best value add to the payment industry. We have successfully deployed a wide range of fraud management solutions for card processing, card fraud monitoring and management, chargeback processing, payment processing, routing, settlement and reconciliation systems. As a payment solutions provider, we leverage our technology alliances with leading solution experts to strengthen our practice while developing and managing intricate processes and systems for our customers.

Cards and Payments
application design and development

Design & Development

Nous has a rich experience in functional analysis and developing offline and online payment processing fraud management solutions. We have enabled Straight Through Processing (STP) for payments which helped our customer reduce costs, launch differentiated products and deliver better customer service.

mobile payments

Mobile payments

We offer quick & easy payments with our feature rich mobile payment and mobile wallet solutions. We provide strategy & management consulting and system development based on NFC (Near Field Communication) technology as well as QR Codes.

payment fraud management


Our solution for payment fraud management ensures prevention against fraudulent account registration, compromised online accounts and web-based and session-based malware frauds. The solution analyze every payment transaction (current and historic) to ensure flawless online transaction and card usage.

messaging and integration

Messaging and Integration

We have expertise in SWIFT messaging in clearing and settlement space. Additionally, we have provided SEPA assessment and SEPA implementation fraud management solutions to our customers to ensure compliance.

payment testing

Payment Testing

As a payment solutions provider, our Independent Verification & Validation (IV&V) unit Testree validate products across payment industry. We have developed highly scalable and easy to maintain automation frameworks to validate the core functions of the Payment Gateway architecture of alternative processing companies, in line with PCI-DSS. Our payment test repository includes 5600+ ready to use test scenarios, test data sets, and test cases. Our SEPA testing framework helps reduce testing time and ensure compliance with SEPA directives.

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